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   <title>Be Debt Free Info</title>
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   <id>tag:www.be-debt-free.info,2012:/21</id>
   <updated>2011-03-16T11:19:43Z</updated>
   <subtitle>Free information and advice for getting out of debt and living a frugal, debt free lifestyle. Get out of debt now. Free advice to live a better, more financially secure life. Get out of debt. Build wealth. Live without debt. Financial security for you. </subtitle>


<entry>
   <title>Settle debt by yourself instead of opting for debt settlement or bankruptcy</title>
   <link rel="alternate" type="text/html" href="http://www.be-debt-free.info/debt_consolidation_and_management/settle_debt_by_yourself_instead_of_opting_for.html" />
   <id>tag:www.be-debt-free.info,2011://4.249</id>
   
   <published>2011-03-16T03:10:16Z</published>
   <updated>2011-03-16T11:19:43Z</updated>
   
   <summary>Are you struggling to come out of debts and looking for an avenue to settle it? But you might seem to be confused whether to opt for a debt settlement company or to file bankruptcy for eliminating your debts. Filing bankruptcy can blemish your credit report for around 10 years and it will prevent you from loan approval in future....</summary>
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      <name></name>
      
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      <category term="Debt Consolidation and Management" scheme="" />
   
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</entry>

<entry>
   <title>To Buy Or Not - Payday video featuring Dave Ramsey</title>
   <link rel="alternate" type="text/html" href="http://www.be-debt-free.info/house_and_home/to_buy_or_not_payday_video_featuring_dave_ramsey.html" />
   <id>tag:www.be-debt-free.info,2010://21.402</id>
   
   <published>2010-04-01T18:00:00Z</published>
   <updated>2011-04-06T02:04:36Z</updated>
   
   <summary> Video installment of the financial series Pay Day from the Pentagon&apos;s Around The Services program. To buy or not? Dave Ramsey helps homebuyers thinking about entering the shaky housing market. Originally broadcast 1 April 2010....</summary>
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      <name></name>
      
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      <category term="House and Home" scheme="" />
   
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<entry>
   <title>How Credit Card Debt Can Effect Your Security Clearance - Payday video featuring Dave Ramsey with Suze Orman</title>
   <link rel="alternate" type="text/html" href="http://www.be-debt-free.info/credit_cards/how_credit_card_debt_can_effect_your_security_clearance.html" />
   <id>tag:www.be-debt-free.info,2010://4.244</id>
   
   <published>2010-01-21T18:54:37Z</published>
   <updated>2010-02-21T19:21:16Z</updated>
   
   <summary>Video installment of the financial series Pay Day from the Pentagon&apos;s Around The Services program. Financial advisor Dave Ramsey shares his thoughts on the right time to retire or separate from the military. Originally broadcast 1 December 2009.</summary>
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      <name></name>
      
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      <category term="Credit Cards" scheme="" />
   
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</entry>

<entry>
   <title>Save Money Easily on Your Back-to-School Shopping</title>
   <link rel="alternate" type="text/html" href="http://www.be-debt-free.info/shopping/save_money_easily_on_your_backtoschool_shopping.html" />
   <id>tag:www.be-debt-free.info,2009://4.239</id>
   
   <published>2009-08-14T20:33:08Z</published>
   <updated>2009-08-14T20:35:10Z</updated>
   
   <summary>(ARA) - Who doesn&apos;t want to save money these days? With the back-to-school season around the corner, saving money is a top priority in the minds of many parents. Here are some tips to make sure you check everything off your child&apos;s school supply list, and keep some money where it belongs – in your pocket: * Look over your...</summary>
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      <name></name>
      
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      <category term="Shopping" scheme="" />
   
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<entry>
   <title>The new normal of shopping: deals, deals and more deals</title>
   <link rel="alternate" type="text/html" href="http://www.be-debt-free.info/shopping/the_new_normal_of_shopping_deals_deals_and_more_deals.html" />
   <id>tag:www.be-debt-free.info,2009://4.238</id>
   
   <published>2009-08-14T20:19:35Z</published>
   <updated>2009-08-14T20:32:59Z</updated>
   
   <summary>(ARA) - If you haven’t already changed your shopping habits and proudly added “deal finder” to your resume, you may be paying too much for the products you and your family need. Shopping isn’t what it used to be. The new normal of shopping involves comparing prices, taking advantage of deals and knowing the tools and tricks of the trade...</summary>
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      <name></name>
      
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      <category term="Shopping" scheme="" />
   
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</entry>

<entry>
   <title>The Truth About Debt Reduction</title>
   <link rel="alternate" type="text/html" href="http://www.be-debt-free.info/general_information/the_truth_about_debt_reduction.html" />
   <id>tag:www.be-debt-free.info,2009://4.202</id>
   
   <published>2009-05-19T18:40:45Z</published>
   <updated>2009-05-19T18:40:57Z</updated>
   
   <summary><![CDATA[ The Truth About Debt Reduction Myth:&nbsp; Only the rich can be debt free. Truth:&nbsp; Anyone can become debt free. True debt reduction is plain common sense and hard work. Many hard-working people get into debt because of mistakes.&nbsp; I work with those people every day. I'm talking about them - those who are willing to keep working hard -...]]></summary>
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      <name></name>
      
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      <category term="General Information" scheme="" />
   
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</entry>

<entry>
   <title>Scholarship Application Tips by Low Jeremy</title>
   <link rel="alternate" type="text/html" href="http://www.be-debt-free.info/education/scholarship_application_tips_by_low_jeremy.html" />
   <id>tag:www.be-debt-free.info,2009://4.229</id>
   
   <published>2009-05-19T16:32:36Z</published>
   <updated>2009-05-19T18:21:04Z</updated>
   
   <summary>Applying for a scholarship is not just filling up an application form and hope that you get response. It should involve careful evaluation and understanding of the whole application process so as to get better chances of winning your most desired scholarship. To help you on this, here are the tips that you should consider before and during your scholarship...</summary>
   <author>
      <name></name>
      
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      <category term="College &amp; Education" scheme="" />
   
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</entry>

<entry>
   <title>When to Retire from the Military - Payday video featuring Dave Ramsey</title>
   <link rel="alternate" type="text/html" href="http://www.be-debt-free.info/saving_and_investing/when_to_retire_from_the_military_payday_video_featuring_dave.html" />
   <id>tag:www.be-debt-free.info,2009://4.235</id>
   
   <published>2009-05-16T04:23:24Z</published>
   <updated>2010-02-21T19:27:16Z</updated>
   
   <summary>Video installment of the financial series Pay Day from the Pentagon&apos;s Around The Services program. Financial advisor Dave Ramsey shares his thoughts on the right time to retire or separate from the military. Originally broadcast 15 May 2009.</summary>
   <author>
      <name></name>
      
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      <category term="Saving and Investing" scheme="" />
   
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</entry>

<entry>
   <title>Things to Consider Before Bankruptcy - Payday video featuring Dave Ramsey</title>
   <link rel="alternate" type="text/html" href="http://www.be-debt-free.info/bankruptcy/things_to_consider_before_bankruptcy_payday_video_featuring.html" />
   <id>tag:www.be-debt-free.info,2009://4.236</id>
   
   <published>2009-04-16T04:39:23Z</published>
   <updated>2011-04-05T22:49:00Z</updated>
   
   <summary>Video installment of the financial series Pay Day from the Pentagon&apos;s Around The Services program. Dave Ramsey has things to consider before filing for bankruptcy. Originally broadcast 15 April 2009.</summary>
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      <name></name>
      
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      <category term="Bankruptcy" scheme="" />
   
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</entry>

<entry>
   <title>Ways to Save With Online Colleges</title>
   <link rel="alternate" type="text/html" href="http://www.be-debt-free.info/education/ways_to_save_with_online_colleges.html" />
   <id>tag:www.be-debt-free.info,2009://4.228</id>
   
   <published>2009-04-13T16:21:20Z</published>
   <updated>2009-04-13T16:23:10Z</updated>
   
   <summary>by: Kimberly Diane Let’s face it! As if college tuition isn’t pricey enough on its own, the miscellaneous expenses can send your college bill through the roof. From books to gas and parking, it is easy for these amounts to add up pretty quickly. Online colleges can help shave off some of these miscellaneous expenses and save you a big...</summary>
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      <name></name>
      
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      <category term="College &amp; Education" scheme="" />
   
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