The Truth About Budgeting Myth: I don't have time to work on a budget. Truth: You don't have time not to make a budget! The dreaded "B" word. Budget. The only other word that starts with "B" that might generate a worse reaction in most people is the word bankruptcy. Unfortunately, the word budget has gotten a bum rap...
To get a handle on your household budget, ask these questions: How much income do I have coming in? Include everything. How much do I have going out in bills every month? Is my spouse (if you have one) working with me to get a handle on our household budget? It's time to get on a written game plan. John...
My wife came in the other day and announced, "I just saved $30.00 today." "Really," I replied. "And just how did you do that?" "I bought some new curtains for the bedroom. They were regularly $99.00 and I got them for $69.00." "And why did you get curtains for the bedroom?" I asked. "Because I didn't like the color of...
On a budget? Still over-spending? Trying to figure out the best way to organize your finances and spend wisely? Get on a Simple System I found out that Grandma's way to handle money still works. People used to always use cash envelopes to control their monthly spending, but very few do in today's card swiping culture. The envelope system is...
Bringing a baby into the world brings many responsibilities, one of which is the management of your finances. A baby and child will create many changes to your income and expenditures. By getting your finances in order early you can look forward to a bright future through parenthood where finances aren't a cause of stress or worry. Consolidate & reduce...
Budgeting Tips A budget is a systematic plan for the expenditure of a usually fixed resource, such as money or time, during a given period. As a single mother you might groan at the thought of putting together a household budget with all your expenses, but its easy to do and will also help you become very financially organized. Shaping...