Video installment of the financial series Pay Day from the Pentagon's Around The Services program. Financial advisor Dave Ramsey shares his thoughts on the right time to retire or separate from the military. Originally broadcast 1 December 2009.

Myth: Make sure your teenager gets a credit card so he or she will learn to be responsible with money. Truth: Getting a credit card for your teenager is an excellent way to teach him or her to be financially irresponsible. That's why teens are now the number-one target of credit card companies. Over 80% of graduating college seniors...

Do you ever feel like you know just enough about debt to be dangerous? Let's see if we can fill in some of the gaps with the latest info from debt experts. Debt problems, debt consolidation programs and debt management are so pervasive in society today, I thought I might share a unique perspective you may not be aware of....

The Truth About Credit Card Debt Myth: Aren't there positive uses of a credit card? Like rebates and airline miles? Truth: Responsible use of a credit card does not exist. Credit card debt is a major problem in America. There is NO positive side to credit card use. You will spend more if you use credit cards. Even by...